The Finance Ministry has issued a very urgent directive. This says that all central government employees will have to opt for a pension scheme by 30th September, 2025. By using the scheme, pension will be guaranteed as per UPS, the newly rolled-out scheme. Any employee failing to make a choice on or before this deadline … Read more
Fixed Deposits (FDs) are among the most trusted investment options for Indians who seek safety and assured returns. India Bank has introduced a special 444 days FD scheme that is attracting the attention of investors at present. With lucrative interest rates, this FD appears to give bumper returns to those who want short to medium-time … Read more
Because of the volatility of financial markets, many investors find themselves grappling with the specter of growth versus safety. Equities and mutual funds offer higher rates of returns, but there is an inherent risk involved. For those willing to go the safe way, Post Office National Savings Certificate (NSC) is one of the most trusted … Read more
In India, Government jobs have been synonymous with stability, security, and respectability. In 2025, these would have got augmented through numerous schemes, allowances, and incentives meant to support employees. Therefore, some jobs particularly the entry-level and contractual ones, provide an average earning potential of approximately Rs. 15,000 per month, making it tempting for fresh graduates, … Read more
The month of September shall stand out for the school children as they are given an extended vacation. The government has passed an ordinance by virtue of which schools are to remain closed for 9 days in this month. This was a studied decision taken considering many festivities, auspicious days, weekends, and official holidays. Parents … Read more
Among India’s major public-sector banks, Bank of Baroda announces a special 555 days FD scheme. This scheme gives a higher interest rate as compared to the ordinary fixed deposits, thus luring an investor who would go for sure safe returns; investing ₹200000 would definitely give bumper returns vis-à-vis the sure safety of the money. Key … Read more
The Post Office Fixed Deposit (FD) scheme continues to be one of India’s most important and safe options for conservative investors. It is among the best offered in 2025, guaranteeing returns; backing of the government, and easy accessibility from anywhere in the country. Unlike market-linked products, Post Office FDs ensure assured interest earnings-this is perfect … Read more
Under UPS, eligible employees would be entitled to a pension that would give them more predictability than the usual NPS, which depends on investment returns and accumulation of corpus. It is thus designed to provide long-term financial security, linking benefits to basic salary and dearness relief, rather than being totally market-linked. Eligibility, Latest Extension Employees … Read more
Big news for the bank customers. Under a new rule which will come into effect on 20 September, the account holders shall be penalized in an amount of 6% if the balance stays less than ₹10,000 in the bank account. It encourages customers to keep the minimum balance in their savings account. New Rule Minimum … Read more
In the present financial atmosphere, characterized by an unpredictable stock market and risky corporate investment options, government securities are selling like hot cakes in most household investor portfolios. The Post Office, with its long tradition of imparting safe savings avenues, continues to be one of the pillars of financial planning. In 2025, there will be … Read more